Tear Sheet

Over the years, I've built a portfolio of 20+ investments via various firms, centered on India's financial services transformation. My investments and partnerships span payments, lending, banking infrastructure, and insurance—the core plumbing powering India's digital economy. I've been fortunate to partner with founders of M2P, Jar, BytePe, Bureau, Simetrik and many more who are redefining the future of financial services. Beyond direct investments, I've also allocated to funds like System Two Advisors and Paragon Partners to broaden my exposure across asset classes.

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1

Markets shift, opportunities migrate, and yesterday's edge becomes today's consensus. I've stayed curious, revisited assumptions often, and followed conviction wherever it leads - even when it takes me outside my comfort zone. I've invested across stages, across sectors and more.

2

India's growth is impossible without the growth of financial services. Every sector has a payments problem, a credit gap, or an underwriting opportunity waiting to be solved. I've sought out founders who see these openings before others do.

3

I've opened doors through my network, shared resources that actually move the needle, and sat in ideation sessions where product and GTM decisions get made. Founders don't just get capital from me - they get a partner who shows up.

4

Conviction without speed and execution is just an opinion. When I believe in a founder and opportunity, I move fast. I avoid running founders through endless diligence loops and not getting back when they request something from me. Speed signals my intent and execution signals my conviction.

5

I show a founder I want to win, even before I'm an investor. In a market where hot company fund raises are oversubscribed, energy matters. Founders want investors who are hungry. I make it clear I'm not here to spectate. That urgency earns me a seat when others are waitlisted.

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How to read the tearsheet: [Company name] - [about company] | [engagement type] • [sector] • [associated fund]

Companies Valued >$1bn

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Companies Valued $100mn to $1bn

Kreditbee - Personal finance products for young professionals | Managed & Exited • Consumer Credit • Xiaomi

M2P - Banking and payments infrastructure for emerging markets financial institutions | Invested & Managed • Fintech SaaS • EMVC

Simetrik - Accounts reconciliation and financial closing | Invested • CFO Suite SaaS • Personal

Jar - Savings and investments in digital gold for mass market India | Invested & Managed • Consumer Savings • EMVC

Aspora (fka Vance) - Cross border payments for retail users | Advised • Remittances • Personal

Companies Valued $1mn to $100mn

BytePe - Affordability products for premium consumer electronics and products | Invested and Managed • Commerce • Personal

Card91 - New-age card issuance infrastructure | Managed • Fintech Infrastructure • EMVC

Bureau - Identity management for verification and fraud prevention | Managed • Identity and Fraud Management • EMVC

Flash - Commerce enablement via unique shopping identity | Invested & Managed • Commerce • EMVC

Zipsure - General insurance company | Invested & Managed • Insurance • Tuscan Ventures

Clinikk - Health insurance and primary care subscription | Managed • Health • EMVC

Monnai - Consumer insights infrastructure across 500+ data sources for brands | Invested & Managed • Fintech Infrastructure • EMVC

Tartan - Payroll data infrastructure and employee benefits solutions | Invested & Managed • Fintech Infrastructure • EMVC

ColdStar Logistics - Long haul, temperature-controlled logistics | Managed • Logistics • Tuscan Ventures

Loantap - Personal finance products for salaried professionals | Invested & Managed • Consumer Credit • Tuscan Ventures

Sanctum Wealth - Wealth management for HNI and UHNI’s | Invested & Managed • HNI Wealth Management • Tuscan Ventures

Creditail - Supply chain payments and finance | Invested & Managed • SME Finance • Personal

Mysa - Better banking and accounting for Indian startups | Invested & Managed • CFO Suite SaaS • EMVC

Shoffr - Ride hailing for scheduled rides | Invested & Managed • Cab Hailing • Personal

Fund Investments

System Two Advisors - Cross border hedge fund | Invested & Managed • Hedge Fund • Tuscan Ventures

Paragon Partners - Consumer brands PE fund | Invested & Managed • Private Equity • Tuscan Ventures

Portfolio Hightlights

Core Focus: Fintech
Other areas: Commerce, Health, Logistics, Consumer, Hedge Fund, Private Equity
Investment Firms: Emphasis Ventures, Xiaomi and Tuscan Ventures
Engagement Types: invested, managed, exited, advised

The portfolio shows a strong focus on financial technology companies in India, with particular emphasis on payment systems, banking infrastructure, and personal finance solutions. There’s also strategic diversification into other sectors like healthcare, logistics, and consumer services.

Selected companies and information, as of Dec, 2025