Osborne Saldanha

Views were brewing for a long time, written because of a certain trigger

Projects created by Claude, Cursor and me

Overview of companies I've invested in, advised or managed

10 years went by in flash. I guess you do not realise time fly by when you are having fun.

Favourite quotes that inspire and motivate me

Building a fintech community is gratifying and fulfilling. Maintaining this post as a one-stop repository of all the offline mixers.

In pursuit of making a dent at the intersection of humanity and technology. Attempting to comprehensively cover my background and experience in this page.

In any given year, I interact with at least a thousand founders most of whom pitch to me. Here is me seeking some feedback.'

In any given year, I interact with at least a thousand founders most of whom pitch to me. Here is me seeking some feedback.'

Lately I have been getting asked by many people, "Who in the venture ecosystem inspires me?" or "Who do I consider a mentor?"

Seeing everyone talk about their "stack" (technologies used for various purposes), I thought I would list down mine and see how I evolve this over time.

In any given year, I interact with at least a thousand founders most of whom pitch to me. Here is me seeking some feedback.'

Well, well, well... what do we have here. That is right! Yet another fintech newsletter. Or is it?

The impact investing sector continues to evolve its approach towards measuring impact. We are not too far from the day when we will measure impact in the same the way we measure stock price of public companies.

Publishing my directional plan for the decade.

Bessemer Venture Partners released their internal Investment Memos on Series A investment in Shopify, LinkedIn, Pinterest, Twilio Inc. and others.

This post was supposed to be published in January, the start of this decade. Unfortunately, got delayed and so I added some more during the next six months.

As an idea/early stage founder, you are brimming with ideas. There is a lot you want to do, execute and hit the ground running. But there is also uncertainty as to where to start.

I personally believe that education should be widely available, at the same quality and at low or no cost, to the last individual who seeks it.

On why I believe the future of financial services is invisble.

What is the hackernews for India? Does India need its own Hackernews?

As an asset class, venture capital funds and performance are complicated to understand because of how opaque its operations are. They say it is part science part art.

my framework to evaluate new investment opportunities.

The browser is where I start and end my day. Other than office apps, it is the most used tool across my devices. Devised a nifty way to use it.

Cross posting from my LinkedIn profile on changes founders could make to their pitch decks.

Rosenblatt Securities released a really insightful, data-backed report on implications of Covid-19 and market downturn on the Fintech sector.

Highlighting the opportunities that are available to us as we build in an unknown world of covid.

Rethinking business models and moats in an AI world.

Came across this fascinating post from Ben Horowitz.

In any given year, I interact with at least a thousand founders most of whom pitch to me. Here is me seeking some feedback.

My guide to settling into Bangalore.

Ode to the past, nod at the future!

The startup ecosystem is fraught with more people gaming a product/service than using it. Using this post to keep a single repository of all scams/tricks done by users.

Please ignore the lame attempt at naming a rather mundane problem. I tried, in wane, to name it something cool like the "Traveling Salesman Problem".

The startup ecosystem is fraught with more people gaming a product/service than using it. Using this post to keep a single repository of all scams/tricks done by users.

VPNs are tough to understand let alone implement on desktop and do not even think about mobile. Exploring CloudFlare VPN.

Freshly stumbled on this amazing video tutorial series on Neural Networks.

When was the last time you visited your bank branch? If you did recently, how was your experience?

getting Pi-Hole up and running on my RPi would not only be a task in itself but it will also be my first project.

Loneliness and Depression is getting more rampant by the day affecting some of the people closest to us.Here is an excellent video explaing loneliness and depression.

Second time opening up my calendar for founders. Lets build stuff!

On the back of regulation and significant growth, P2P lenders are seeing a second coming. This post covers the potential and challenges of P2P lending

I am always fascinated by space exploration and advances in space technologies. Every once in a way, I like being reminded how far we have come with such technologies.

A short note on how I evaluate startups and founders.

Neural networks are all the craze these days. Learn all there is to know about neural networks in this short PDF

Rarely does opportunity come knocking at our door. More so, when we are least expecting it.

If only...

What a year 2017 was!

These are crowdaggregated pictures from Syria (across basically all social media channels). No media publisher inbetween. Authenti...

The goal of this article is to break down how i make investment decisions in the hope that it helps founders to see their fundraising effort from the “other side”.

In depth on Indias largest identity program, Aadhaar, and its impact and future for India.

Using behavioural design to get people to save by default

Every year I attempt to learn something new. I give myself an entire year to learn it and learn it right.

Second part in this series on Open Sourcing Financial Services. This part attempts to explain the payments landscape in some depth.

Cheatcodes I wish I knew when I was studying math at engineering

Climate change is a very real problem that our generation ignores today but will be faced by our future generations.

What matters more - quality or quantity?

Ideas are powerful, be careful who you share it with.

Stunning lessons from Aaron Swartz annua mirabilis

Doing my bit for entreneurship

How should angel investors and venture capitalists thinking about investing in machine learning.

First part in the series on open sourcing financial services.

Watch the earth in all its glory from the lens atop the International Space Station. Its beautiful and humbling to watch.

Artificial Intelligence has become quite a buzzword in the recent past.

Freshly stumbled on this amazing video tutorial series on Neural Networks.

On the importance of breathing and being aware of breathing.

Dr. Richard Feynman on Names and Knowledge

Installed the raspberryPi for the first time, booted and published this post

If you go to Lean Startup events you will find first time founders, consultants, accelerator managers, r&d people, enterprise intr...

Life lessons from kickboxing - the best sport IMO